COMMERCIAL LENDING
Standard Commercial Facility
Full financial documentation
First mortgages over non-specialised, investment and owner occupied commercial, industrial and retail securities
Loan terms vary from 1-5 years for interest only facilities or up to 15 years for principal and interest
Construction finance available
Lo Doc Commercial Facility
First mortgages over non-specialised, investment and owner occupied commercial, industrial and retail securities (vacant land unacceptable)
Designed for applicants who are not in a position to provide full financial documentation at the time of application
Purchase or re-finance of both owner occupied or investment properties
Construction finance available
Asset Based Commercial Lending
For individuals and companies who do not demonstrate a defined profit through operating activities and thus do not fit within the standard commercial facility
First mortgage over commercial, residential or rural (non-specialised) security
Vacant land acceptable
Specialised Commercial Security Lending
Re-finance or purchase of specialised securities: examples include freehold caravan parks, newsagencies, freehold motels/ hotels/ pubs/ licensed clubs, fitness/ recreation centres, pharmacies, etc
Operators must have 4-5 years experience in the industry
History of profitable trading under the current management/ ownership
Securities is to be located in Metropolitan centres (major regional centres will be considered
Rural Funding
Variable and fixed rates
Interest Only or Principal & Interest repayment schedules
Lending is available for farm purchases (new or additional land), family transfers, re-financing of current loans and farm developments/ improvements
Irrigated and non-irrigated securities can be assessed
Business Loans
We are able to organise a range of business loans to meet your requirments including:
Purchasing and refinancing of commercial or industrial property
We are able to structure your business loan (new or refinance) to provide your business with the maximum cash flow benefits
Terms available from 1 year through to 25 years
Lending values up to 75%
Low Doc Business loans are available
Security over your business assets (including stock, debtors, plant & equipment), commercial, industrial and residential properties
Various interest rate structures to provide you with peace of mind
Freehold and leasehold available as security
Specialised packages for franchised business
LET’S GET STARTED
To finance your way to success today